Payment calculator

Car Finance Calculator at Major World

Learn more about how to find a monthly budget for car shoppers in the Queens area, we highly recommend you check out our car payment payoff calculator. Whether you are interested in a new or used vehicle in our inventory, we can help you make the budgeting process as easy as possible. We also want to help you answer questions such as “how much is my trade worth?” and “what kind of loan can I get pre-approved for?”

How to Use the Car Payment Payoff Calculator

What are the factors to consider when using our car loan finance calculator? Learn more with us at Major World in Long Island City below:

  • Vehicle Price: What is the actual price of your vehicle that is within your budget? Once you know enter that value in your calculator.
  • Interest Rate: This depends on your credit history, where if you want to go through the pre-approval process, apply for financing today.
  • Loan Term: The loan term is the loan length, meaning how long you will actually be paying your loans.
  • Down Payment: This is the amount of cash you will pay before making monthly payments. This number will be subtracted from the vehicle total to reduce your loan amount.
  • Trade-In Value: If you have a vehicle you are hoping to trade in, visit our value trade-in tool to learn more about the current worth of your vehicle. The trade-in amount will be subtracted from the total of your new vehicle.

Use Our Car Payment Payoff Calculator Today

Have additional questions about the loan process? Check out our finance department to speak with our team of finance experts who can help you make the most of your car shopping process. We hope to hear from you soon.

*Terms and Conditions:

The advertised price is the price for this vehicle in its current condition. Any body work requested by the customer would be an additional cost. The price does not include sales tax, vehicle registration fees, cost of additional requests by customer, finance charges, processing charges, any other fees required by law. Processing fee in New York is $175. We attempt to update this inventory on a regular basis. However, there can be lag time between the sale of a vehicle and the update of the dealer’s used car dealership.

The advertised price for this vehicle may vary if trading a vehicle in. When trading in a vehicle, often there is a “negative equity” situation, which means the value of the vehicle is less than the outstanding loan. In these scenarios, there is the possibility of rolling the negative equity into the new vehicle being purchased which could result in a price higher than listed on the internet.
Internet price may reflect cosmetic condition of the car. To obtain advertised price, customer must bring in copy of advertised offer to validate qualification and pricing. Car sold cosmetically as is. It might have typical wear and tear minor scratches or dents.

We try our best to procure books and extra keys from the previous owners. With that said, we do not always have spare keys, books, floormats, or other accessories for every vehicle. Therefore, in most cases we can only provide the accessories that are photographed. For instance, if we show a navigation display with a map, there is a navigation disc with the car. If you do not see it, assume the item is not included. We encourage you to email or call us if you are concerned about specific items like floor mats, spare keys, navigation discs/SD cards, DVD headsets, etc.

EPA mileage estimates are for newly manufactured vehicles only. Your actual mileage will vary depending on how you drive and maintain your vehicle.

Before purchasing this vehicle, it is your responsibility to address any and all differences between information on this website and the actual vehicle specifications and/or any warranties offered prior to the sale of this vehicle. Vehicle data on this website is compiled from publicly available sources believed by the publisher to be reliable. Vehicle data is subject to change without notice. The publisher assumes no responsibility for errors and/or omissions in this data the compilation of this data and makes no representations express or implied to any actual or prospective purchaser of the vehicle as to the condition of the vehicle, vehicle specifications, ownership, vehicle history, equipment/accessories, price or warranties.