Where Can I Find Guaranteed Car Financing Near Me?

If your credit is less than perfect, you might be wondering “Just where can I find guaranteed car financing near me in the Queens and Brooklyn area?” Luckily, the financing experts at Major World are here to help! Guaranteed car finance does not require a credit check, so your income determines what you can afford. This can be a great choice for those who are rebuilding their credit. Find out all about guaranteed car finance with Major World and see how this method can help you secure the car you want.

Can Guaranteed Car Finance Dealers Help Build Credit?

In-house financing can be a great way to build your credit back up. How? Guaranteed car financing dealerships report payments to the major credit bureaus. So as you make your regular payments every month, these prompt payments will help showcase your financial responsibility and boost your credit score. This means that not only can you find a great car at Major World, but you can also improve your credit at the same time!

Guaranteed Car Finance vs. Bad Credit Loans

It’s important to do your research before applying for loans. Bad credit loans may promise flexibility, but the flexibility can hurt you in the long run. For example, some bad credit loans ask you to pay the dealership instead of the lender – which won’t build your credit score at all. Many bad credit loans have higher APR and higher monthly payments.

What Do I Need for Guarantee Car Finance?

Guaranteed car finance deals do not require a credit check, but there are still requirements to qualify. These requirements help to ensure that both the lender and lendee are in the best position possible. Take a look at the criteria for guaranteed financing:

  • Income of around $1,500 to $2,000 a month before taxes
  • Proof of income
  • A down payment for 10% of the vehicle’s price
  • A personal list of references

Find Affordable Financing with Major World

No need to search any longer for “guaranteed car financing near me near Bronx”, head to Major World for affordable auto financing that can fit into any budget. Feel free to contact us for more information.

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